THE COLD START SUBMISSION

Previously lenders relied heavily on your credit score. Now with the GMI Report they will be able to see the market too.

Until now, a lender approving a cold-start loan looked at the success of their own history of lending to other dentists combined with your personal credit worthiness. They looked at some demographics and anecdotal information on housing starts. Now the GMI Report will give you and your lender the patient side demand, the supply side competition of other dentists, and the dental spend in your chosen Target Market Area, so the loan isn't just looking at your credit. A GMI Report changes what's on the table. It gives your lender real visibility into the depth of the market itself: verified demand in your TMA, exactly who those patients are, who you'd be competing with, and the 5-Factor GMI Score for your chosen site.

Your loan stops being a bet on your credit score alone - it becomes a decision backed by market data.

What happens next: This form is a first-touch intake form for dentists opening a new practise location and starts your personalized conversation. Our team will contact you and you can tell us about your site, and what you know about the TMA and your time line.

Our team typically responds within one business day.